When life’s circumstances put staying financially fit off track. Sometimes life happens. And despite good intentions, you need a little extra money to help get you through. For a $25 fee, LOC offers Skip a Pay to help in these situations. When you use this option on your LOC loan,* you can take the money you’d normally use to pay your loan to cover: Daily finances Unexpected medical bills Home or auto repairs A larger-than-expected tuition bill Extra money for the holidays All eligible requests must be received at least 5 business days prior to your loan payment due date. *Non-eligible loans include mortgages, VISA© credit cards, home equity lines of credit, unsecured lines of credit and any loan being paid by credit union disability insurance.