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Upcoming System Down-Time: There will be maintenance to our Digital Banking outlets (Mobile, Online and Telephone Banking) on Tuesday, July 27th beginning at 9PM that will last approximately 120 minutes. We apologize for any inconvenience this may cause you.


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Solidify your finances with a free checking account.

Looking to open a new checking account? Open an LOC checking account with no minimum balance requirements and no monthly fee. When you compare our checking account to other types of checking accounts from banks and financial providers, you'll find that it is one of the best checking account options available.

Whether you are looking for a joint checking account, teen checking account or college checking account, our simple option includes:

Plus, you'll enjoy a personal financial relationship with our team of knowledgeable Financial Success Specialists who will open the door to a wide range of opportunities for you and your finances—providing you with savings, convenience, flexibility, and peace of mind.

Not a Member? Join Today!

Switch Your Checking Account to LOC Today!

Switching your existing Checking Accounts over to LOC Credit Union doesn't need to be a hassle. We've made it easier than ever with ClickSWITCH.

In as little as 10 minutes, switch all of your direct deposits and automatic payments to your existing Checking Account at LOC Credit Union. This eliminates the hassle of having to contact each business and helps to ensure that you don't miss a payment during your account transition.

How it Works:

1. Login to the free online solution

2. Switch your direct deposits and automatic payments: Use your old account to automatically find and move all recurring transactions.

3. Get notifications as it works for you: The solution does the work for you, receive real-time updates and get notified when it's done.

Make the Switch

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Their Dreams. Our Ideas.

Come home to LOC Federal Credit Union where they treat you like family. Whether it's checking, savings, or loans, I receive personal advice tailored to my specific needs. Colton, Barb and Jody were all able to customize a loan that was right for me.

Chris and LOC

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Not Yet A Member?

It’s easy to become a member of LOC Credit Union by using our online membership! 

Membership is open to anyone who lives, works, worships, attends school or volunteers in Livingston or SW Oakland County. 

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now

Membership has benefits!

Check out these great member perks.

Learn more

Branch & ATMs

Find a Branch or ATM near you.

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Contact Us

Call/Text Us: 800.837.4562

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