It's never too early to start saving.

Quackers Club (under 12)

Join hundreds of members age 12 and under* in the Quackers Club. This club has been designed especially to meet the needs of our young members. This is a great way to learn about financial responsibility and have fun at the same time. Some of the benefits of this program include:

Quarterly statements detailing account activity Special step-stool to use at the teller window Access to one of 21 student-run credit unions in Farmington, Hartland and Howell Schools

There are no account fees for Quackers Club members. Plus, you can watch your savings grow as we pay quarterly dividends on the balance in your account. There is no minimum balance required to earn dividends, but there is a minimum of $5 to open the account.

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Teen Club

If you're between the ages of 13 to 17*, LOC Federal Credit Union has a program designed especially for you, called the Teen Club.

Account and services options depend on the age of the teen:

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*Parent or Legal Guardian must be joint on the account to be eligible for all services until age 18.