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Upcoming System Down-Time: There will be maintenance to our Digital Banking outlets (Mobile, Online and Telephone Banking) on Saturday, October 23 beginning at 11PM and ending around 5:00 AM on Sunday, October 24. We apologize for any inconvenience this may cause you.


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What's happening at LOC and a library of financial tips and tricks.

News & Financial Fitness Tips - All

  • How To Oppose Proposed IRS Reporting Requirements (October 21, 2021)

    You may be aware of the debate going on in Washington regarding the Build Back Better Act infrastructure plan being considered by lawmakers. Included in the act are the various means that lawmakers are considering to fund their plans.

    One such proposal being considered would require credit unions and other financial institutions to report to the Internal Revenue Service (IRS) how much money has gone into and out of many consumer accounts.

  • Farmington Public Schools Celebrates 25-Year Partnership With LOC Credit Union (October 7, 2021)

    It all started 25 years ago with a dream to educate children about the ins and outs of banking. What started as an idea, has flourished into a beautiful 25-year partnership between Farmington Public Schools and LOC Credit Union.

  • Exciting Merger News From LOC Credit Union! (August 26, 2021)

    Follow the link to learn more about the proposed merger with MemberFocus Community Credit Union.

  • Unique Mortgage Solutions (July 16, 2021)

    While we know every buying situation is unique, we've crafted a number of different programs that could fit each of your financing needs.

  • Protect Yourself From Fraud, Identity Theft and more (June 14, 2021)

    With summer here, we want to ensure you and your finances are safe.

  • LOC Voted Best Metro Detroit Credit Union (April 23, 2021)

    LOC Credit Union (LOC) has been named Best Credit Union in the Best of Best Detroit Awards sponsored by the Detroit Free Press.

  • Federal Stimulus Payment FAQs (December 30, 2020)

    Check out our FAQs to help answer your questions and get additional information about the second round of Federal Stimulus Payments! 

  • Errors with Bill Pay and Internet Explorer (December 15, 2020)

    Subscribers using IE may be experiencing problems with some bill pay functions. IE is no longer compatible with security measures in our bill pay service. Consider upgrading to a newer browser for full functionality and safety.

  • A Guide to Your First Holiday Budget Planning During a Pandemic (November 2, 2020)

    As the world continues to deal with the COVID-19 Pandemic. It’s important to take a look at holiday budgets before starting your shopping.

  • End-of-Year Financial Review (November 1, 2020)

    2020 is quickly coming to an end. Here are a couple of year-end financial tasks to tackle before the new year.

  • Shop Safely This Holiday Season (November 1, 2020)

    With so many logging in online to make purchases for the holiday season, it’s important to understand how to protect yourself from the potential risks.

  • Why Dealership Financing May Not Be The Best Option (September 21, 2020)

    When choosing between financing at a dealership or credit union ask yourself which one will be more beneficial in the long run.

  • Home Equity Loan vs Cash-Out Refinance (August 18, 2020)

    A home equity loan and a cash-out refinance on your mortgage are two ways to access the value that has accumulated in your home. Although the loans are similar, they’re not the same.

  • Getting to Know Your Credit (July 10, 2020)

    An important component of financial success is a good credit score. Do you know what your current credit score is or how you can obtain it?

  • Have You Considered Buying Out Your Current Lease? (May 6, 2020)

    When your lease is over, you could drop the car off with the dealer, sign a few papers, and walk away. But have you considered what comes next? Have you considered buying out your current lease?

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