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Heroes Program

LOC Heroes Program

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Loving Our Community Heroes members enjoy special rates and benefits as a thank you for keeping our communities healthy and safe. 

Eligible groups include:

  • Military: Active Duty, Reserve, Retired and Veterans of any United States military division
  • Law Enforcement: Currently Employed or Retired or Reserve from any local police department, sheriff, state or federal agencies to include FBI, CIA, DEA, ATF, U.S. Marshall, Customs, Border Protection and Secret Service.
  • Fire Protection: Currently Employed, Retired or Reserve from any local fire department, airport authorities and federal and state wildfire services.
  • Health Care: Those currently employed or retired from the health care industry including physicians, nurses, aides. residents, interns and fellows

Benefits

Additionally, we'd like to remind you of some of the everyday benefits your LOC membership provides:

Current Heroes Program Rates

Heroes Program
Effective Date: Friday, July 10th, 2020
Loan TypeFixed APR As Low AsTermYearLoan Type
Auto Loan 1.74% up to 72 Months 2014-2020 New & Used Auto
Motorcycle Loan 1.74% up to 72 Months 2014-2020 New & Used Motorcycle
Boat or RV Loan 3.99% Up to 60 Months 2016-2020 New & Used Boat/RV

APR = Annual Percentage Rate

Rate and term may vary based on credit score.

Restrictions apply.  Longer-terms are available for Boat/RV loans at a discounted rate.  Contact us for more information.

View All Standard Rates

Heroes Certificate & IRA Rates
Effective Date: Friday, July 10th, 2020
Minimum certificate deposit of $250 required.
Account TypeRate As Low AsAPYDividends PaidPenalties
12 Month Heroes Cert / IRA 0.60% 0.60% Monthly 180 days* 
18 Month Heroes Cert / IRA 0.60% 0.60% Monthly 180 days* 
24 Month Heroes Cert / IRA 0.70% 0.70% Monthly 180 days* 
36 Month Heroes Cert / IRA 0.80% 0.80% Monthly 180 days* 
48 Month Heroes Cert / IRA 0.90% 0.90% Monthly 180 days* 
60 Month Heroes Cert / IRA 1.00% 1.00% Monthly 180 days* 

APY = Annual Percentage Yield

$1,000 minimum deposit required to earn Heroes CD rates.

* Penalty for early withdrawal of funds may apply on Certificate products.

This benefit does not apply to current rate specials for the products listed above.

Heroes CD/IRA CD rates only apply to those opened after program enrollment. If you have an existing CD/IRA CD prior to enrollment, contact us at maturity to switch your CD/IRA CD type to Heroes. 

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Are You An Existing Member?

Just give us a call or visit a branch. Please make sure you are able to provide one piece of identification that signifies you as a member of one of these qualifying groups  upon request!

Contact Us   

Not A Member?

Becoming a member and enrolling in our Loving Our Community Heroes program is easy! Please make sure you are able to provide one piece of identification that signifies you as a member of one of these qualifying groups during the new member application process upon request.      

Join Today   

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