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Boat & RV Loans

Water or land: What's your pleasure?

Whether you’re in the market for a new or used boat, a large RV or want to refinance a higher-rate loan from another financial institution, LOC offers competitive financing to help keep your budget on track.

Our loans offer:
  • Low fixed rates
  • Up to 100% financing
  • Flexible terms, up to 180 months based on amount financed
  • The ability to leverage any equity in your boat or RV to pay off higher-rate debt elsewhere

If you are unsure how much your budget can afford, check with us before you start shopping. We’ll provide you with a pre-approval so you know how much you can afford to spend.

Rates

Boat & Large RV Loan
Effective Date: Tuesday, January 24th, 2017
Boat, Motor Home, Travel Trailer, & Horse Travel Trailer (with self-contained living quarters)
Loan TypeAgeMinimum or MaximumFixed APR As Low AsTerm
New/ Used Boat or RV   $3,000 Min 3.74% 60 Months
New/ Used Boat or RV   $7,000 Min 3.74% 84 Months
Used Boat or RV <10 Years Old $15,000 Min 3.94% 120 Months
Used Boat or RV <10 Years Old $20,000 Min 3.94% 144 months
Used Boat or RV <10 Years Old $35,000 Min 3.94% 180 months
Used Boat or RV >10 Years Old $15,000 Min 4.49% 120 Months
Used Boat or RV >10 Years Old $20,000 Min 4.49% 144 months
Used Boat or RV >10 Years Old $35,000 Min 4.49% 180 months

APR = Annual Percentage Rate

Rate and term may vary based on credit score.

Power Sport & Small RV
Effective Date: Tuesday, January 24th, 2017
Motorcycle<700cc, ATV, Golf Cart, Jet Ski, Mower, Snowmobile, Tractor, Utility Trailer
Loan TypeAmount FinancedFixed APR As Low AsTerm
New / Used Less than $7,500 4.99% 36 Months
New / Used $7,500 Minimum 5.49% 48 Months
New / Used $10,000 Minimum 6.99% 60 Months
New / Used $25,000 Min/Max 8.49% 120 Months
Rate and term may vary based on credit score.

Get Started

If you’re interested in applying for a boat or RV loan at LOC and want to get pre-approved, you can visit any one of our branches, apply online, or you can give us a call at 800.837.4562

apply Online

Testimonial

Our Members Are Getting
Financially Fit

We were able to reduce our interest rate from 4.50% to 3.99% and from 20 years to 15 on our RV loan. This resulted in a savings of nearly $45,000 if we made the minimum monthly payment. The loan process was simple and mostly done online. Thanks LOC!

Julie and LOCFinancially Fit Together ℠

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Toll Free: 800.837.4562

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