Knock out high-interest debt. Are your finances feeling a little overweight and bloated with high-interest rate debt that seems to be taking years to pay off? Let LOC be your money’s personal trainer! Our team can help you get your finances in shape. So what are you waiting for? Let’s get Financially Fit TogetherSM. Come into an LOC branch for a free loan review today. Regardless of which option is best for your situation, we’ll help you get fatter where it counts--in your wallet. Personal Loan Rates Starting As Low As 5.9% APR We’ve helped members reduce monthly payments and the amount of interest paid at other lenders by consolidating their high-rate personal loans and credit cards at other lenders into one low-rate personal loan. It’s a great plan to more easily manage your debt with one simple payment featuring a lower rate with fixed term. Learn more VISA Platinum Credit Card With 0% APR on all balance transfers for the first 6 months for qualified borrowers,* now’s the time switch now to our VISA® Platinum Credit Card to start losing the weight of the extra debt quicker. Learn more Home Equity Did you know your home could be a source of money muscle? So why not flex it! LOC offers two options to tap in to your equity—a fixed-term loan and a line of credit. Regardless of the option that’s right for you, you’ll enjoy no closing costs, annual fees and application fees. Learn more Auto Equity If you own your car outright or have a small balance left on your loan, talk to us about how we can help you use your car's value to secure a loan to pay off other debt. Learn more *Interest and savings are estimates. Actual savings may vary based on loan amount, term, early payoff and payment history. Get Started If you’re interested in applying you can get the process started today using our online loan application. Apply Online Have Someone Contact You If you prefer to speak with someone to go over your situation, you can come in for a free loan review. Stop by a branch at your convenience or use this form to set up a time to speak with one of our financial fitness coaches. We'll get you Financially Fit Together! Required field * First Name * Last Name * Email Address * Best Phone Contact ( ) - ext * Select a Branch Select...FarmingtonHartlandHowell * Are you an existing member? Yes No * What type of debt do you want to consolidate or refinance? Store Credit Cards Bank Credit Card(s) Line of Credit Auto Loan Security Code What's This?