TruStage: Insurance the credit union way. Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected. TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accident death and dismemberment, and home and more. And they’re only available to credit union members like you. Below you will find some of the available products and programs TruStage and LOC has to offer. Accidental Death and Dismemberment Insurance (AD&D) Accidents can happen anytime. Don't leave them unprepared. Imagine it's Friday, and your paycheck isn't there. If a serious or fatal accident struck, your family's life could change in a heartbeat. In fact, if you're 44 or under, accidents are the leading cause of death.* Fortunately, you're entitled to $2,000 of no-cost TruStage Accidental Death and Dismemberment Insurance—an exclusive member benefit paid for by LOC Federal Credit Union. AD&D insurance could be a nice supplement to life insurance and can pay a cash benefit for loss of life, hand, foot, eye, thumb, speech or hearing as a result of an accident. You can activate your no-cost coverage in just three minutes. An your acceptance is guaranteed—with no health questions or exams—so it can be easy to get this coverage for yourself or your entire family. Because accidents can happen anytime, there's no better time to help protect the people who matter most. *Accident statistic from National Vital Statistics System, National Center for Health Statistics, CDC 2014. Life Insurance We make TruStage Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference. Term Life As a member of our credit union, you may qualify for TruStage Term Life Insurance with rates that can start at just $3.65/month*. This policy from CMFG Life Insurance Company can help provide a financial safety net for your loved ones when they need it most. Learn more or call 855.612.7909 for information and details. Whole Life TruStage Life Insurance policies help you protect the people who matter most in your life. And any amount of coverage can make a difference, from a small policy for final expenses to more coverage to protect the aspirations of growing families. Learrn more about this important coverage, get a quote or apply online today. You can also call 855.612.7909 for more information. TruStage® Life Insurance, TruStage® AD&D Insurance and TruStage® Term Life Insurance are offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.