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Are you ready to get on track to a healthy financial future?

Who Can Join?

It’s easy to become a member of LOC Federal Credit Union where we’ll help you get Financially Fit TogetherSM

Membership is open to anyone who lives, works, worships, attends school or volunteers in Livingston or SW Oakland County. 

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

For Business Members:

Your business must be located within Livingston or Southwest Oakland Counties to qualify or all owners must qualify individually for membership.

Requirements to Open an Account

To open an account, you will need:

  • A minimum of $5 for your savings account.  This represents your membership share with us and must remain on deposit while a member
  • Your driver’s license or another form of government-issued photo ID
  • Social security number (including that of your child if opening an account he or she)

You can start the account opening process online, but will need to visit an LOC Federal Credit Union branch to complete the process.

Make the Switch to a Healthy Financial Future

We've made moving your accounts from other banks and credit unions easy with our Switch Kit. It contains everything necessary to help you make an easy transition. Follow the steps below and you can be on your way to enjoying all the benefits of being an LOC Federal Credit Union member.

Getting started:

Here is LOC's Switch Kit Checklist. Print out along with the forms attached to the steps below and complete. 

Feel free to contact us with any questions or if you need assistance throughout the process.

We look forward to helping you get on track to become Financially Fit TogetherSM.


Our Members Are Getting
Financially Fit

LOC Federal Credit Union did an outstanding job of demonstrating fast superior customer service and a strong first impression experience in sharing possible solutions to my immediate financial needs.

John and LOCFinancially Fit Together ℠

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Membership has benefits!

Check out these great member perks.

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Contact Us

Toll Free: 800.837.4562

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