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Are you ready to join LOC?

Already a Member?

If you are already a member and wish to add an account (checking, sub-savings, money fund) to an existing membership account, please give us a call or text us at 800.837.4562, and we will be happy to help you with that request over the phone. 

Not a Member and Want to Join?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, attends school or volunteers in Livingston or SW Oakland County. 

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

For Business Members:

Your business must be located within Livingston or Southwest Oakland Counties to qualify or all owners must qualify individually for membership.

Requirements to Open an Account

To open an account, you will need:

  • A minimum of $5 for your savings account.  This represents your membership share with us and must remain on deposit while a member
  • Your driver’s license or another form of government-issued photo ID
  • Social security number (including that of your child if opening an account he or she)

Make the Switch to LOC today!

We've made moving your accounts from other banks and credit unions easy with our Switch Kit. It contains everything necessary to help you make an easy transition. Follow the steps below and you can be on your way to enjoying all the benefits of being an LOC Credit Union member.

Getting started:

Here is LOC's Switch Kit Checklist. Print out along with the forms attached to the steps below and complete. 

Feel free to contact us with any questions or if you need assistance throughout the process.


Their Dreams. Our Ideas.

LOC Federal Credit Union did an outstanding job of demonstrating fast superior customer service and a strong first impression experience in sharing possible solutions to my immediate financial needs.

John and LOC

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Call/Text Us: 800.837.4562

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