Shred those extra cards and trim your wallet. VISA® Platinum Credit Card Special introductory offer to help you lose those balances quicker! Do you have a department store or other store credit card with a high interest rate or a promotional rate that is about to expire? Are you looking to transfer balances from other high rate cards? Let us help in your journey to getting your finances in shape and erasing debt efficiently with 0% APR on all balance transfers for the first six months*. Even if you're an existing cardholder, you can take advantage of this great offer if you haven’t done so already. Our VISA® Platinum credit card offers: No annual fee Rates as low as 9.9% APR* A generous grace period No penalty APR No balance transfer or cash advance fees Complementary around-the-clock fraud protection The ability to tag and monitor your VISA® activity with Life Track PFM. Apply Now Share Secured VISA® Credit Card Build and improve your credit LOC also offers a Share Secured VISA® credit card, which allows you to secure your credit limit with the funds into a sub-savings account. This is a perfect option for those looking to establish or improve their credit. Features include: A low 6% APR* No annual card fee Minimum limit of $300 and maximum of $10,000 Secured funds are not available while the credit card is open. APPLY NOW VISA Platinum Disclosures View Full VISA Platinum Disclosure *Promotional balance transfer is for qualified borrowers. Promotional APR available for new balance transfers only. Existing credit balances and new purchases remain at your current APR. After the six-month period, all balances revert to the APR disclosed on your credit card agreement. There is no limit to the number of balance transfers that can be made up to your approved credit limit, however, the six-month period starts from the time of your first balance transfer. After the six-month promotional period, your Annual Percentage Rate (APR) will be 9.9% - 17.00%, based on each member’s individual creditworthiness. Promotion subject to change. Cannot be used to pay on existing loans at LOC.