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Mobile Banking

Financially fit for your pocket! 

Our Mobile Banking service is a secure, convenient way to access your bank accounts anytime, anywhere, using your mobile device.

With Mobile Banking you can:
  • Use fingerprint authentication*
  • Use Quick Balance--lets you view balances for selected accounts without logging in
  • View account balances and history
  • Transfer funds between your accounts and make LOC loan payments
  • Pay bills and set up new payees
  • View graphs of spending patterns
  • Make deposits using our mobile deposit feature (available only on Apple and Android apps for eligible members)
  • Alert LOC of upcoming travel so we can make note on your debit card
  • Temporarily disable or re-enable your debit card
  • Enroll in SMS text banking
  • Apple Watch Integration 

* Must have a device that supports this feature.  

Mobile Deposit

With this feature available in our mobile apps for qualifying members, depositing a check to your account has never been easier, faster and more convenient.

After you've downloaded the app and registered your device:

  • Click on the Mobile Deposit option
  • Sign the back of your check just as would if you were depositing at a branch and include your account number
  • Place the check on a flat surface, with a contrasting background
  • Select the account in which you want to deposit the funds
  • Enter the amount of the check
  • Take a picture of the front of check by centering in the frame; repeat the same for the back of the check
  • Submit your check for deposit
  • You'll want to keep a copy of your check for reference  

An added convenience: You can also see images of the checks you've deposited in mobile deposit!

How to Get Started

Mobile banking is available to all online banking users.  You will use your same online banking ID and password to access your accounts. There is a one-time device enrollment when you login in for the first time.  You will be sent a one-time PIN to the email address we have on file for you. You will be asked to enter this PIN before you have access to your accounts. 

Mobile banking apps are available for Apple and Android devices by clicking on the link below or searching for LOC FCU in the Apple App Store or in the Google Play Store.

LOC Federal Credit Union apple store mobile app
LOC Federal Credit Union google play store mobile app


For Blackberry, Windows and all other devices 

VISIT OUR MOBILE SITE

Testimonial

Our Members Are Getting
Financially Fit

I love banking at LOC! It's great to have a bank you can count on. Online banking, overdraft protection, a great loan department and the friendliest tellers are all what keeps me here.

Ron and LOCFinancially Fit Together ℠

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