Is purchasing a home on your agenda? Join Us for a Free Seminar If you’re like some prospective buyers, you may be deciding whether or not you should buy now or wait until the dust settles. Rest assured, owning a home is still within reach. Rates are still affordable and sensible home options are always available. Interest rates can impact your bottom line. However, being financially sound can work favorably to keep your rates low. Having a high credit score or a down payment to buy down the rate, can help you get a better deal. In addition, members of credit unions, typically are offered lower loan rates, than when being serviced at a national bank. In partnership with Mortgage Center, LOC will host a free seminar designed to get you comfortable with the home buying process. Whether you're a first time home buyer or if it's been a while since you've been down this road, our seminar can provide you with all of the latest information you need for purchasing a home. The Homebuyer Seminar will feature LOC staff and Mortgage Center experts that will be on hand to help with the following: Purchasing an affordable home in this changing mortgage market Expectations during the mortgage process Importance of pre-qualification letter And more Homebuyers Seminar Tuesday, February 20 6 p.m. to 8 p.m. LOC Farmington Branch Register Now Additionally if you'd like to speak with someone at Mortgage Center about helping you get into the home of your dreams regardless of the housing climate, call 800.353.4449 to speak with a Mortgage Center loan expert today! Mortgage Center is an equal housing lender. NMLS# 282701.