|Home Equity Line of Credit|
|Effective Date: Monday, November 19th, 2018|
|10 Year Draw - 10 Year Repayment - Balloon Program|
|Adjustable APR As Low As||Maximum LTV||Minimum or Maximum|
|5.25%||80%||$5,000 Min/$300,000 Max|
|Repayment Terms: 1.40% of the Outstanding Balance.|
APR = Annual Percentage Rate
Rates are based on individual credit score.