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Howell Area

Welcome to LOC Federal Credit Union serving the banking needs of all of Livingston County including the communities of Howell, Brighton, Fowlerville, and Pinckney

3020 E. Grand River Ave
Howell, MI 48843-8510
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Lobby Hours:

Monday-Friday: 10 am - 5 pm
Saturday: 9 am - noon

By Appointment:

Monday - Friday 9 am - 10 am
Friday: 5 pm - 6 pm

Drive-Thru Hours:

Monday - Thursday: 9 am - 5 pm
Friday: 9 am - 6 pm
Saturday : 9 am- noon


Drive-up ATM


Howell Mortgage and Home Equity Loans

Looking to buy a home or refinance a home in Livingston County? Turn to LOC Federal as your preferred mortgage lender through our partnership with Mortgage Center.

> Learn more about home financing

If you are a looking to make an update to an existing home or just want to leverage its equity, LOC Federal can provide both fixed-term and line of credit home equity loans.

> Explore home equity financing options

Howell Auto Loans

Take to the road in Livingston County sporting a new or used car financed with a loan from LOC Federal. We provide several financing options and insurance discounts.

> Learn about auto loans

Howell Boat and RV Loans

Water or land—whatever your pleasure—LOC Federal can fit you with the right loan for your boat or recreational vehicle to take advantage of all the natural resources in Livingston County and the rest of Michigan.

> Learn more about boat and RV loans

Howell Debt Consolidation

The LOC Howell team specializes in helping the Livingston County community to knock out high-interest debt through several consolidation options.

> Learn more about debt consolidation

Howell Refinancing

Do you high-rate loans elsewhere? Perhaps you are paying too much for your car, boat, RV or home. Talk to the refinancing experts in Livingston County at LOC Federal. We can help you see if we can save you money by reducing your rate and or term.

> See rate options for refinancing

Howell Investment and Retirement Planning

LOC Federal provides investment and retirement planning services to the Livingston County community through our wealth management professional.

> Learn more about wealth management services that include retirement and investment planning

Howell Free Checking

Want a free checking account in Livingston County? Come to LOC Federal Credit Union. Our free checking comes with online and mobile access with e-Alerts, bill pay, and e-alerts. Plus you have access to more than 28,000 surcharge-free ATMs.

> Compare our free checking

Need a loan?

Apply easily and quickly online for your next loan.

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More reasons to belong!

Check out these great member perks.

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Knock out high interest debt.

Come in for a free loan review today.

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