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Boat & RV Loans

Water or land: What's your pleasure?

Whether you’re in the market for a new or used boat or large recreational vehicle, or want to refinance a higher-rate boat or RV loan from another financial institution, LOC offers competitive financing to help keep your budget on track. We offer some of the best boat and RV loan interest rates around.

Our boat and RV loans offer:
  • Low fixed rates on new and used boats and RVs
  • Up to 100% financing
  • Flexible boat and RV loan terms, up to 180 months based on amount financed
  • The ability to leverage any equity in your boat or RV to pay off higher-rate debt elsewhere

If you are unsure how much your budget can afford, check with us before you start shopping. Apply online today and we’ll provide you with a pre-approval so you know how much you can afford to spend.

Boat & RV Loan Interest Rates

Boat & Large RV Loan
Effective Date: Sunday, February 18th, 2018
Boat, Motor Home, Travel Trailer, & Horse Travel Trailer (with self-contained living quarters)
Loan TypeAgeMinimum or MaximumFixed APR As Low AsTerm
New/ Used Boat or RV   $3,000 Min 3.74% 60 Months
New/ Used Boat or RV   $7,000 Min 3.74% 84 Months
Used Boat or RV <10 Years Old $15,000 Min 4.19% 120 Months
Used Boat or RV <10 Years Old $20,000 Min 4.19% 144 months
Used Boat or RV <10 Years Old $35,000 Min 4.19% 180 months
Used Boat or RV >10 Years Old $15,000 Min 4.74% 120 Months
Used Boat or RV >10 Years Old $20,000 Min 4.74% 144 months
Used Boat or RV >10 Years Old $35,000 Min 4.74% 180 months

APR = Annual Percentage Rate

Rate and term may vary based on credit score.

Power Sport & Small RV
Effective Date: Sunday, February 18th, 2018
Motorcycle<700cc, ATV, Golf Cart, Jet Ski, Mower, Snowmobile, Tractor, Utility Trailer
Loan TypeAmount FinancedFixed APR As Low AsTerm
New / Used Less than $7,500 4.99% 36 Months
New / Used $7,500 Minimum 5.49% 48 Months
New / Used $10,000 Minimum 6.99% 60 Months
New / Used $25,000 Min/Max 8.49% 120 Months

APR = Annual Percentage Rate

Rate and term may vary based on credit score.

How to Apply for a Boat or RV Loan

If you’re interested in applying for a boat or RV loan at LOC and want to get pre-approved, you can visit any one of our branches, apply online, or you can give us a call at 800.837.4562

apply Online

Testimonial

Our Members Are Getting
Financially Fit

LOC saved me close to $1,000 in interest on my camper loan. The process was quick & Barb at the Hartland branch was awesome! Barb is an asset to LOC as she is a wealth of information about LOC products and services and always puts customer service as her top priority! Way to go LOC and way to go Barb!

Jean and LOCFinancially Fit Together ℠

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Toll Free: 800.837.4562

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