Exclusive group discounts and experienced professionals to make saving on your insurance easy! Members Home and Auto represents several excellent insurance companies, and as a member of LOC, you can take advantage of these partnerships. Members Home and Auto will check multiple carriers to see who can get you the best deal. Whether you call for a quick initial interview or just want to take a few minutes to complete a few easy questions on their secure online Proposal Request Form, you’ll soon discover how easy it is to save time and money on your insurance. Once you acquire a policy, your relationship with Members Home and Auto has not ended. They have excellent partnerships with their insurance companies and can assist you if you are ever dissatisfied with service, claims or any other issue. get a proposal Members Home and Auto Insurance Program is underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.