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Rates

Mortgage Rates

Mortgage Purchases
Effective Date: Tuesday, August 20th, 2019

Rates quoted are for conventional purchase with no points; lower rates available. 

Visit Mortgage Center for more options. 

TermFixed APR As Low As
30 Year Fixed 3.73%
20 Year Fixed 3.68%
15 Year Fixed 3.22%
10 Year Fixed 3.34%

FNMA Maximum Amount: $484,350.00

The information provided assumes the purpose of the loan is to purchase an existing single family detached home and will be used as a primary residence. The loan amount is $150,000 and the purchase price is $200,000. For Golden Jumbos, the loan amount is $500,000 and the appraised value is $625,000. For USDA Loans, the loan amount is $100,000 and the appraised value is $102,827. The property is located in Oakland County, Michigan. There is an escrow account for property taxes and homeowners insurance. The rate lock period is 45 days and the assumed credit score is 740 or higher.

The monthly payment amount shown includes only principal and interest. The escrow for property taxes, homeowners insurance, flood and/or mortgage insurance if applicable are not included in the monthly payment amount. Your actual monthly payment will be higher with escrow account included.

The interest rates, APRs and points shown may change throughout the day due to varying market conditions. Rates are subject to change. To get more accurate and personalized results, please call 800-353-4449 to talk with a loan expert.

APR = Annual Percentage Rate

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