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Mobile Banking

Financially Fit For Your Pocket! 

Our Mobile Banking service is a secure, convenient way to access your bank accounts anytime, anywhere, using your mobile device. With Mobile Banking you can:

  • Fingerprint authentication*
  • Quick Balance--lets you view balances for selected accounts without logging in
  • View account balances and history
  • Transfer funds between your accounts and make LOC loan payments
  • Pay Bills to payees established previously in LOC Online Banking
  • View graphs of spending patterns
  • Make deposits using our Mobile Deposit feature (Available only on Apple and Android apps for eligible members)
  • Enroll in SMS Text Banking
  • Search for a branch or ATM

* Must have a device that supports this feature.  

How to Get Started

Mobile Banking is available to all Online Banking users.  You will use your same Online Banking ID and Password to access your accounts.  There is a one-time device enrollment when you login in for the first time.  You will be sent a one-time PIN to the email address we have on file for you.  You will be asked to enter this PIN before you have access to your accounts. 

Mobile Banking Apps are available for Apple and Android devices by clicking on the link below or searching for LOC FCU in the Apple App store or in Google Play

For Apple devices:

For Android devices:


For Blackberry, Windows and all other devices visit our mobile site.

National Credit Union AdministrationEqual Housing Lender
Federally Insured by NCUA