ID Protect1: Identity Theft & Monitoring Service
Secure Checking with ID Protect delivers:
- 3-in-1 Credit File Monitoring2- Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax & Transunion credit reports
- Credit Report & Score- Access to credit reports and credit scores. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. (Registration/activation required)
- Identity Monitoring- Monitoring of over 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified
- Fully-Managed Identity Theft Resolution Services- Should your identity ever be stole, you wil have a dedicated fraud specialist assigned to manage your case and work with you until your identity is restored
- Up to $10,000 Identity Fraud Expense Reimbursement Coverage2- To cover expenses associated with restoring your identity
- Debit & Credit Card Registration- Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards (Registration/activation required)
- Online identity theft news & education center- Get advice on ways to protect yourself from identity theft, read educational tips and access valuable online resources and news related to identity fraud and credit. (Available via mobile or web only)
1.) IDProtect® service is a personal identity theft protection service available to personal checking account owners, their joint account owners, and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations, and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (fiduciary is not covered). Family includes: spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2.) Credit file monitoring may take several days to begin following activation.
