| Savings Accounts |
| Effective Date: April 1, 2010 |
| Account Type | Rate | APY | Dividends Paid |
| Regular Share |
.10% |
.10% |
Quarterly |
| Checking |
0.00% |
0.00% |
N/A |
| Christmas Club Account |
.10% |
.10% |
Quarterly |
| Vacation Club Account |
.10% |
.10% |
Quarterly |
| Regular Share/Christmas Club/Vacation Club dividends compounded quarterly and paid quarterly. |
| Money Fund (Variable) |
| Effective Date: June 1, 2010 |
| Minimum Deposit Amount | Rate | APY | Dividends Paid |
| $2,500-$9,999 |
.15% |
.15% |
Monthly |
| $10,000-$49,999 |
.20% |
.20% |
Monthly |
| Over $50,000 |
.40% |
.40% |
Monthly |
| Premier Money Fund (Variable) |
| Effective Date: June 1, 2010 |
| Minimum Deposit Amount | Money Fund Rates | Money Fund APY | Dividends Paid |
| Money Fund Rates effective April 1, 2010 and are subject to change. |
| $25,000 - $49,999 |
.40% |
.40% |
Monthly |
| $50,000 - $74,999 |
.50% |
.50% |
Monthly |
| $75,000 - $99,999 |
.60% |
.60% |
Monthly |
| Over $100,000 |
.70% |
.70% |
Monthly |
| To qualify for the Premier Money Fund, you must have an active checking account and an active VISA check card with at least one purchase per month. Existing members making transfers from current accounts must also deposit $5,000 in new money to qualify. Balances less than $25,000 will earn the regular Money Fund rates. |
| CD & IRA Rates |
| Effective Date: April 1, 2010 |
| Minimum Deposit of $500 Required
|
| Account Type | Rate | APY | Dividends Paid |
| 3 Month CD or IRA |
0.25% |
0.25% |
At Maturity |
| 6 Month CD or IRA |
0.40% |
0.40% |
At Maturity |
| 1 Year CD or IRA |
0.60% |
0.60% |
Monthly |
| 18 Month CD or IRA |
0.75% |
0.75% |
Monthly |
| 2 Year CD or IRA |
1.00% |
1.00% |
Monthly |
| 3 Year CD or IRA |
1.34% |
1.35% |
Monthly |
| 4 Year CD or IRA |
1.49% |
1.50% |
Monthly |
| 5 Year CD or IRA |
1.74% |
1.75% |
Monthly |
| Variable IRA |
1.00% |
1.00% |
|
| Grand Slam Promotion |
| Effective Date: April 1, 2010 |
| Our Grand Slam Promotion adds .10% to the APY of each certificate when the member buys four certificates with four different terms of one year or longer at the same time. The rates for the Grand Slam certificates are shown (choose any four) |
| Term | APR | APY | Penalties |
| 1 Year |
0.70% |
0.70% |
180 Days |
| 18 Month |
0.85% |
0.85% |
180 Days |
| 2 Year |
1.24% |
1.25% |
180 Days |
| 3 Year |
1.44% |
1.45% |
180 Days |
| 4 Year |
1.83% |
1.85% |
180 Days |
| 5 Year |
2.08% |
2.10% |
180 Days |
