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We can make that dream vehicle more affordable and within your reach.

If you have your eye on a new car, found a great deal on a used vehicle or want to refinance a higher-rate loan from another financial institution, our best-in-market auto loan rates can help you fit comfortably in the driver's seat. LOC Credit Union has some of the best auto loan interest rates around. Preapproved auto loans are available for those who qualify so you know how much you can afford to spend before you start shopping.

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Our auto loans offer:

  • Low fixed rates on new and used autos
  • Up to 115% financing
  • Ability to lock your rate in for up to 45 days while you shop
  • Flexible terms up to 120 months for some vehicle purchases based on year and dollar amount
  • The ability to leverage any equity in your vehicle to pay off higher-rate debt elsewhere at the rate of your auto loan
    • This option is perfect to simplify your debt into a single low rate payment and is available even if your car is paid off
    • Not sure of your car's value? Check Kelly Blue Book or Edmunds

 

 
 

 

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Are you Getting the Best Deal on Your Insurance Coverage?

Two exclusive group discounts and experienced professionals to make saving on your insurance easy thanks to our partnerships with Members Home & Auto and TruStage. Get your free, no obligation quotes today!

 

 

What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Loan Amount

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General Questions

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What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Loan Amount

Assumptions

 

Payment Protection

Want to fully cover your loan in the event of job or collateral loss?  Check out these options.

 

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Are you ready to join LOC?

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