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Loan Rates - All finalized terms are determined by Underwriting

Auto Loan
Effective Date: February 11, 2015
YearFixed Starting Rate/APRTermLoan Type
2013-2015 1.99%* 24 Months New
2013-2015 2.24%* 60 Months New
2013-2015 2.24%* 72 Months New
2013-2015 3.24%* 84 Months** New
2008-2013 2.24%* up to 60 Months Used
2008-2013 3.24%* 72 Months Used - $25,000 minimum
2007 and older 5.49%* 48 Months Used
Classic Cars 10.00%* 60 Months Used - 20 years & older
Maximum Loan Amount = $250,000.
*Rate and term may vary based on credit score. Down payment may be required if credit score is below 640.
**Available for loans greater than $35,000 and credit scores 690 and above

Motorcycle Loan
Effective Date: February 11, 2015
Motorcycle>700cc
YearFixed Starting Rate/APRTermLoan Type
2013-2015 1.99%* 24 Months New
2013-2015 2.24%* 60 Months New
2013-2015 2.24%* 72 Months New
2013-2015 3.24%* 84 Months** New
2008-2013 2.24%* up to 60 Months Used
2008-2013 3.24%* 72 Months Used - $25,000 minimum
Maximum Loan Amount = $250,000.
*Rate and term may vary based on credit score. Down payment may be required if credit score is below 640.
**Available for loans greater than $35,000 and credit scores 690 and above

Boat & Large RV Loan
Effective Date: February 11, 2015
Boat, Motor Home, Travel Trailer, & Horse Travel Trailer (with self-contained living quarters)
Amount FinancedFixed Starting Rate/APRTermLoan Type
$10,000 - $24,999 3.99%* up to 60 Months New/ Used
$25,000 - $49,999 3.99%* up to 120 Months New/ Used
$50,000 - $99,999 3.99%* up to 144 Months New/ Used
$100,000 and over 3.99%* up to 180 months New/ Used
Maximum Loan Amount = $250,000.
*Rate and term may vary based on credit score, amount borrowed & age of Boat/RV.
75% LTV on loans more than $75,000.00. RV/Boat appraisal may be required. No maximum age. Years 2004 and older require low retail Blue Book value.

Power Sport & Small RV
Effective Date: February 11, 2015
Motorcycle<700cc, ATV, Golf Cart, Jet Ski, Mower, Snowmobile, Tractor, Utility Trailer, Large RV<$7,500
Amount FinancedFixed Starting Rate/APRTermLoan Type
Less than $7,500 4.99* up to 36 Months New / Used
$7,500 Minimum 5.49* up to 48 Months New / Used
$10,000 Minimum 6.99* up to 60 Months New / Used
$25,000 Min/Max 8.49* up to 120 Months New / Used
Maximum Loan Amount = $25,000.
*Rate and term may vary based on credit score, amount borrowed & age of Vehicle/Trailer.

Home Equity Loan
Effective Date: February 11, 2015
Closed End Starting at 4.49% Fixed APR*
TermFixed APR
5 Years 4.49%*
10 Years 4.74%*
15 Years 5.49%*
20 Years 6.49%*
80% LTV. Maximum loan amount = $300,000.
*Rate may vary based on credit score.

Home Equity Line of Credit
Effective Date: February 11, 2015
10 Year Draw - 10 Year Repayment - Balloon Program
Adjustable APR
Starting at 4.50%*
80% LTV. Maximum line of credit amount = $300,000.
Repayment Terms: 1.40% of the Outstanding Balance.
*Rate may vary based on credit score.

Other Loans
Effective Date: February 11, 2015
Loan TypeAPRTerm
Personal Loan 8.00% Fixed* up to 60 Months
Maximum loan amount = $25,000
Personal Loan 5.90% Fixed* up to 48 Months
Maximum loan amount = $7,000
MONEYLINE Line of Credit 11.90% Variable* N/A
Maximum line of credit amount = $20,000
*Rates may vary based on credit score.

Mortgage Rates
Effective Date: May 22, 2015

Click "Mortgage Center" for more information

Mortgage Center
TermFixed APR
30 Year Fixed 4.14%
20 Year Fixed 3.93%
15 Year Fixed 3.43%
10 Year Fixed 3.33%
FNMA Maximum Loan Amount for Single Family $ 417,000.00
APR quoted with zero points; lower rates available.

VISA Rates
Effective Date: February 11, 2015
Fixed APRCredit Limit
Share secured = 6.00% $10,000.00
As low as 9.90%* $10,000.00
*Rate may vary based on credit score.
To report your card Lost or Stolen:
VISA Credit Card: 1-800-299-9842
ATM/Debit Check Card: 1-800-241-2510

APR = Annual Percentage Rate

National Credit Union AdministrationEqual Housing Lender
Federally Insured by NCUA