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Loan Rates

Auto Loan
Effective Date: January 17, 2014
YearFixed Starting Rate/APRTermLoan Type
2013-2014 1.99%* 24 Months New / Used
2013-2014 2.24%* 36-60 Months New / Used
2013-2014 2.24%* 72 Months New / Used
2013-2014 3.24%* 84 Months** New / Used
2007-2012 2.24%* up to 60 Months Used
2011-2012 3.24%* 72 Months* Used
Maximum Loan Amount = $100,000. Classic Auto - Rates as low as 10%*
*Rate and term may vary based on credit score. Down payment may be required if credit score is below 640.
**Available for loans greater than $35,000 and credit scores 690 and above

Motorcycle Loan
Effective Date: January 17, 2014
YearFixed Starting Rate/APRTermLoan Type
2013-2014 1.99%* 24 Months New / Used
2013-2014 2.24%* 36-60 Months New / Used
2013-2014 2.24%* 72 Months New / Used
2013-2014 3.24%* 84 Months** New / Used
2007-2012 2.24%* up to 60 Months Used
2011-2012 3.24%* 72 Months* Used
Maximum Loan Amount = $100,000.
*Rate and term may vary based on credit score. Down payment may be required if credit score is below 640.
**Available for loans greater than $35,000 and credit scores 690 and above

RV / Motor Home (Titled) / Boat Loan
Effective Date: January 17, 2014

Years 2004 and older require low retail Blue Book value.

Amount FinancedFixed Starting Rate/APRTermLoan Type
up to $20,000 3.99%* up to 84 Months New/ Used
$20,001- $50,000 3.99%* 85-144 Months New/ Used
$50,001 & over 3.99%* 145-180 Months New/ Used
Maximum Loan Amount = $250,000.
75% LTV on loans more than $75,000.00. RV/Boat appraisal may be required. No maximum age.
*Rate and term may vary based on credit score, amount borrowed & age of Boat/RV.

Home Equity Loan
Effective Date: January 17, 2014
Closed End Starting at 4.49% Fixed APR*
TermFixed APR
5 Years 4.49%*
10 Years 4.74%*
15 Years 5.49%*
20 Years 6.49%*
80% LTV. Maximum loan amount = $300,000.
*Rate may vary based on credit score.

Home Equity Line of Credit
Effective Date: January 17, 2014
5 Year Draw - 10 Year Repayment - Balloon Program
Adjustable APR
Starting at 4.50%*
80% LTV. Maximum line of credit amount = $300,000.
Repayment Terms: 1.40% of the Outstanding Balance.
*Rate may vary based on credit score.

Other Loans
Effective Date: January 17, 2014
Loan TypeAPRTerm
Signature Loan 8.00% Fixed* up to 60 Months
Maximum signature loan amount = $25,000
Anytime Loan

5.90% Fixed* up to 48 Months
Maximum anytime loan amount = $7,000
MONEYLINE Line of Credit 11.90% Variable* N/A
Maximum line of credit amount = $20,000
*Rates may vary based on credit score.

Mortgage Rates
Effective Date: Aug 27, 2014

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Mortgage Center
TermFixed APR
30 Year Fixed 4.00%
20 Year Fixed 3.63%
15 Year Fixed 3.00%
10 Year Fixed 2.88%
FNMA Maximum Loan Amount for Single Family $ 417,000.00
All rates quoted with zero points or less; lower rates available.

VISA Rates
Effective Date: Wednesday, August 27th, 2014
Fixed APRCredit Limit
Share secured = 6.00% $10,000.00
As low as 9.90%* $10,000.00
*Rate may vary based on credit score.
To report your card Lost or Stolen:
VISA Credit Card: 1-800-299-9842
ATM/Debit Check Card: 1-800-241-2510

APR = Annual Percentage Rate

National Credit Union AdministrationEqual Housing Lender
Federally Insured by NCUA