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Loan Rates

Auto Loan
Effective Date: July 27, 2010
Year	Fixed Starting Rate/APR	Payment in Months	Loan Type
New	3.99%*	36	New / Never Titled
New	3.99%*	48	New / Never Titled
New	3.99%*	60	New / Never Titled
New	4.24%*	72	New / Never Titled
New	6.25%*	84*	New / Never Titled (>$35,000.00)
2007-2010	4.09%*	36	Used
2007-2010	4.09%*	48	Used
2007-2010	4.09%*	60	Used
2009-2010	4.44%*	72*	Used
2004-2006	5.24%*	36	Used
2004-2006	5.49%*	48	Used
2004-2006	5.74%*	60	Used
Maximum Loan Amount = $100,000
Classic Auto - Rates as low as 10%*
* Rates may vary based on credit score.

Motorcycle Loan
Effective Date: July 27, 2010
Year	Fixed Starting Rate/APR	Payment in Months	Loan Type
New	3.99%*	36	New / Never Titled
New	3.99%*	48	New / Never Titled
New	3.99%*	60	New / Never Titled
New	4.24%*	72	New / Never Titled
New	6.25%*	84*	New / Never Titled > $35,000.00
2007-2010	4.09%*	36	Used
2007-2010	4.09%*	48	Used
2007-2010	4.09%*	60	Used
2009-2010	4.44%*	72*	Used
2004-2006	5.24%*	36	Used
2004-2006	5.49%*	48	Used
2004-2006	5.74%*	60	Used
*Rates may vary based on credit score.
Maximum Loan Amount = $100,000

RV Loan
Effective Date: July 27, 2010
Year	Fixed Starting Rate/APR	Payment in Months	Loan Type
New	6.09%*	up to 60	New
New	6.34%*	up to 84	New
New	6.59%*	up to 120	New
New	6.84%*	up to 144	New
New	7.09%*	up to 180	New
Used	Add .50% to above rates**		Used
Maximum Loan Amount = $250,000
* Rate/Term may vary based on credit score, amount borrowed & age of Boat/RV. * 75% LTV on Loans > $75,000.00 ** Used RV / Boat add .50% * RV / Boat appraisal may be required no max age. *Years 2002 and older require low retail Blue Book value.

Motor Home Loan (Titled)
Effective Date: July 27, 2010
Year	Fixed Starting Rate/APR	Payment in Months	Loan Type
New	6.09%*	up to 60	New
New	6.34%*	up to 84	New
New	6.59%*	up to 120	New
New	6.84%*	up to 144	New
New	7.09%*	up to 180	New
Used	Add .50% to above rates**		Used
Maximum Loan Amount = $250,000
* Rate/Term may vary based on credit score, amount borrowed & age. 75% LTV on loans > $75,000 Used RV/Boat add .50%. Years 2002 and older require low retail Blue Book value.

Boat Loan
Effective Date: July 27, 2010
Year	Fixed Starting Rate/APR	Payment in Months	Loan Type
New	6.09%*	up to 60	New
New	6.34%*	up to 84	New
New	6.59%*	up to 120	New
New	6.84%*	up to 144	New
New	7.09%*	up to 180	New
Used	Add .50% to above rates**		Used
Maximum Loan Amount = $250,000
* Rate/Term may vary based on credit score, amount borrowed & age of Boat/RV. 75% LTV on loans > $75,000 Used Boat add .50% Years 2002 & older require low retail Blue Book value.

Home Equity Loan
Effective Date: July 27, 2010
Term	Fixed APR
Closed End Starting at 6.39% Fixed APR*
5 years	6.39%*
10 years	6.89%*
15 years	7.49%*
20 years	8.49%*
* Rates may vary based on credit score. 80% LTV. Maximum loan amount = $300,000.

Home Equity Line of Credit 5YR Draw - 10YR Repayment - Balloon Program

Effective Date: July 27, 2010

Adjustable APR

Starting at 4.50%*

* Rates may vary based on credit score. 80% LTV. Maximum line of credit amount = $300,000.
Repayment Terms: 1.40% of the Outstanding Balance

Other Loans
Effective Date: July 27, 2010
Loan Type	APR	Term
Signature Loan	11.00% Fixed*	up to 60 months
Summer/Holiday Loan	8.90% Fixed*	up to 48 months
Maximum loan amount: Signature Loan = $20,000 - Summer/Holiday Loan = $7,000
MONEYLINE Line of Credit	11.90% Adjustable*	N/A
Maximum line of credit amount = $20,000
*Rates may vary based on credit score