| LOC Federal Home » About Us » Fees | |
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Personal Account Fees |
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| Fees on All Accounts | |
| Certified Check |
$5.00
|
| Closing Checking Account |
$10.00
|
| Copy of Cleared Check (Online copies available at no charge.) |
$3.00
|
| Dormant Account (per month) |
$5.00
|
| NSF / Overdraft Privilege |
$29.00
|
| Overdraft Transfer |
$3.00
|
| Reconcile Account (per hour/minimum) |
$ 20.00
|
| Returned Item |
$6.00
|
| Returned Item Written By Account Holder |
$ 10.00
|
| Statement Copy (per month) |
$3.00
|
| Stop Payment |
$29.00
|
| Escheat Account |
$30.00
|
| ATM/Check Card | |
| Annual Fee |
$10.00
|
| Balance Inquiries (each) |
$ 2.00
|
| LOC Federal ATMs Fees (unlimited) | FREE |
| Co-Op Network Surcharge Free ATM’s Fee First 4 Withdrawals per month |
FREE
|
| Co-Op Network Surcharge Free ATM’s Fee Each Withdrawal above 4 per month |
$1.00 |
| Replace Card |
$ 5.00
|
| Replace Pin |
$ 2.00
|
| Retained Card |
$10.00
|
| VISA Foreign Transaction Fee |
1%
|
| Bill Pay | |
| Account to Account & Person to Person (per transaction) |
$1.50
|
| Copy of Cleared Check |
$ 10.00
|
| Next Day Transfer (per transaction) |
$ 7.95
|
| Stop Payment |
$ 15.00
|
| Without E-Statement (per month) |
$ 4.95
|
| Miscellaneous | |
| Replace VISA Credit Card | $ 5.00 |
| Cashier's Check |
$ 2.00
|
| Foreign Item Fee |
$ 2.00
|
| Money Order |
$ 1.75
|
| Stop Payment on Money Order |
$ 20.00
|
| VISA Gift Card |
$ 3.00
|
| Wire Transfer USA |
$ 12.00
|
| Wire Transfer International |
$ 30.00
|
| Monthly Paper Statement Fee to Home Banking User Not Enrolled In E-Statements |
$ 2.00 |
Business Account Fees |
|
| Fees on All Accounts | |
| Statement Copy (per month) | $3.00 |
| Wire Transfer USA | $12.00 |
| Wire Transfer International | $30.00 |
| Return Item | $6.00 |
| Return Item Written By Account Holder | $10.00 |
| Rolled Coin Fee | 5% |
| Coin Machine | 5% |
| Dormant Account (per month) | $5.00 |
| Cashier’s Check | $2.00 |
| Money Order | $1.75 |
| Stop Payment on Money Order | $20.00 |
| Visa Gift Card | $3.00 |
| Foreign Item Fee | $2.00 |
| Escheat Account | $30.00 |
| Replace VISA Credit Card | $ 5.00 |
| Monthly Paper Statement Fee to Home Banking User Not Enrolled In E-Statements |
$ 2.00 |
| Checking Account Fees | |
| Certified Check | $5.00 |
| Close Checking Account | $10.00 |
| NSF/Overdraft Privilege | $29.00 |
| Overdraft Transfer | $3.00 |
| Copy of Cleared Check (Online copies available at no charge.) |
$3.00 |
| Stop Payment | $29.00 |
| Reconcile Account (per hour/minimum) | $20.00 |
| 200 Free Items per Month (includes deposit items and checks written, for each item over 200) | $.25 |
| ATM/Check Card | |
| Annual Fee | $10.00 |
| Balance Inquiries (each) | $2.00 |
| Over 4 Withdrawals/Month (per withdrawal)* | $1.00 |
| Replace Card | $5.00 |
| Replace PIN | $2.00 |
| Retained Card | $10.00 |
| Visa Foreign Transaction Fee | 1% |
| Bill Pay | |
| Account to Account & Person to Person (per transaction) |
$1.50 |
| Copy of Cleared Check | $10.00 |
| Next Day Transfer (per transaction) | $7.95 |
| Stop Payment | $15.00 |
| Without E-Statement (per month) | $4.95 |
*No transaction fees at LOC ATMs.