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Electronic Access

Online Banking & Bill Pay

Online Banking provides your entire account balances and history from the convenience of a computer.  View cleared checks online. Schedule one time, future or recurring transfers and loan payments.  You can even download to Quicken or Microsoft Money at your convenience.  Using online bill pay you can  pay anyone you now pay by check - individuals, businesses, even yourself. Most vendors are paid electronically within two days. Others are paid by check within five days.  

  • Are you a current user with a PIN/Password? Login now.
  • Not a Online Banking user? Enroll NOW.


E-Statements look just like the ones you get in the mail, but are quicker and more secure. Up to six months of statements will be available for viewing in Home Banking anytime.

  • Sign up for E-Statements within Home Banking. Enroll by approving the disclosure. 
  • E-Statements are available by the 3rd of the following month.
  • Log into Home Banking, click on the Services tab, then Estatements in the top menu.
  • Choose the date of your statement in the drop-down menu to view it.
  • Print or save an electronic (PDF) copy to your hard drive.
  • E-Statements populate the site after enrollment; statements produced before the enrollment date will not be available.

Audio Teller

Make inquiries and transactions by phone 24/7 including transfers, loan payments, and account histories. Accessible with your member number and special audio PIN.

  • Call 800-837-4562 during business hours to choose your audio PIN.
  • Call our Audio Teller at 248-473-9950 anytime to access your accounts from a touch tone phone.
  • If calling LOC’s Farmington office is a toll call for you, then you may call 1-800-527-7011 toll-free.


National Credit Union AdministrationEqual Housing Lender
Federally Insured by NCUA