Checking

At LOC...It's More Than Just Checking!

Make the switch to an LOC free checking account with check card convenience!*

• No monthly service charges
• No per check transaction fees
• No check card fees for purchases
• No minimum balance to open or to maintain in your account

Additional Features of an LOC Checking Account 

Click here for an online checking account application, call or stop by any LOC branch to open your checking account. We make it easy to switch and we’ll help you every step of the way. 

Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.

Re-Order Checks

• To order checks securely online or view cleared checks, you need to log into Home Banking.
• To browse the check catalog click here.
• If you have not signed up for Home Banking, please click here.

*Fees apply for services such as NSFs, overdrafts, check printing, etc. Ask for details. There is a $10.00 annual fee for an ATM/VISA Check Card. This includes four free withdrawals per month and unlimited deposits. Each additional withdrawal over four is subject to a $1.50 transaction fee (all inquiries are $2.00). There is no charge to use ATMs at LOC offices. These annual/withdrawal/inquiry fees are waived for Teen Club members (ages 13-17), and the annual fee is waived for members ages 18-25 who attend an accredited school (proof of enrollment required). This offer not available for business accounts.

**No purchase necessary. Random drawing to take place April 4, 2012. Regulations require that the winner be provided with a 1099 for value of iPad 2.