ATM & Visa Debit Card

• Normal ATM Card for Cash Withdrawals
• ATM CheckCard purchases are similar to writing a check for purchases made everywhere that VISA Debit Cards are accepted
• Purchases are deducted from your LOC checking account
• Most merchants will ask whether the purchase is to be a debit or credit. A debit requires your ATM PIN (personal identification number) to be entered. A credit requires your signature
• Credit purchases with your ATM CheckCard have more efficient charge-back rights (if you need to return the item)
• View the EFT Agreement Disclosure for more information
   

• It is very important that you report your ATM or Visa Debit Card lost or stolen as soon as you are aware that it is out of your possession by calling: 1-888-241-2510 for Toll Free Reporting Lost/Stolen Cards within the US. Call 1-909-941-1398 for Collect Calls from outside the US.
  The ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE details your rights and responsibilities.
• No matter which ATM card you have - the burgandy and silver ATM card or the Visa Debit Card with the VISA logo and an American Flag and Eagle - the number to call is the same, 1-888-241-2510 Toll Free from within the US and 1-909-941-1398 for Collect Calls from outside the US.

If you need to report your Platinum VISA Credit Card stolen, or to obtain account information, call 1-800-237-6211.

*Access a No-Fee ATM - No-Surcharge Fee, 4 Free transactions, $1 each thereafter

**ATM’s at Credit Unions
 

• At LOC Federal ATM – Unlimited/Free transactions
• At Co-Op Network Surcharge Free ATM’s – 4 free transactions, $1 each thereafter